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A little about how we began and where we are going.

We are here to serve you.

Intercap Lending Inc. was founded in 1978 and based out of Draper, Utah, we are a nationwide direct lender serving customers in 42 states. The key to our success has been a combination of consistently offering the lowest possible rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity to ensure we meet loan deadlines.

Dave Johnson and his team have been working primarily with the Veteran community for the last 14 years and was earned the Scotsman Guide’s Top VA Loan Originator in 2011 (#21), 2012 (#4), 2013 (#3), 2014 (#3) & 2015 (#7). We take pride in being able to quickly compare various loan programs to find the best loan option that will meet your needs. We understand the loan process; both purchase or refinance regardless of the loan type or program and have a proven track record of meeting and exceeding expectations on or before loan deadlines. This ensures a smooth loan process and fast closings for you.

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